Articles

Historically, one of the best ways to fight the effects of inflation has been to utilize growth-oriented investments.

Before making investment decisions, it is helpful to determine the real rate of return on the investment.

Short-term cash management instruments can help you establish a sound cash management program.

There are numerous investment alternatives available to help provide liquidity.

The probate process can be lengthy and complex. There are strategies you can use to help avoid the probate process.

A living trust can help control the distribution of your estate upon death.

To retain the tax advantages associated with charitable giving, your gift must be made to a qualified organization.

If you believe your estate will be subject to estate taxes, consider how your heirs will pay the bill.

Compare the advantages and disadvantages of different gifting strategies available for planned giving.

There are five broad asset classes that you should take into consideration when constructing your investment portfolio.

Asset allocation is a method used to help manage investment risk; it does not guarantee a profit or protect against investment loss.

Understanding different types of investment risk can help investors manage their money more effectively.

An important element to successful investing is to manage investment risk while maintaining the potential for growth.

The Social Security Administration’s retirement estimator gives estimates of your future benefits based on your actual Social Security earnings record.

When receiving money accumulated in your employer-sponsored retirement plan, you have two options: lump sum or annuity.

401(k) employer-sponsored retirement plans have many benefits, including that the funds accumulate tax-deferred.

Tax-deferred retirement plans for self-employed individuals have higher contribution limits than IRAs.

There are a variety of retirement planning options that could help meet your needs. Here are some of the most popular.

Greater demand is being placed on the Social Security system as the baby boom generation has begun to retire.

Medicare is the federal health insurance program for those persons age 65 and over. But what does it cover?

Term life insurance differs from permanent forms of life insurance in that it offers temporary protection.

There are three basic types of medical insurance plans: fee-for-service, managed care, and high-deductible health plan.

The odds of needing long-term care increase as you age. Prior planning can help protect you from financial ruin.

If you were to suffer an illness or disability that required long-term nursing care, would you be covered?

There can be a substantial benefit to deferring taxes as long as possible.

While stable, CDs can create an income tax bill. Fixed annuities and municipal bonds can offer tax advantages.

Consider a trustee-to-trustee transfer to an IRA versus a lump-sum distribution from a workplace retirement plan.

Many traditional tax-advantaged investment strategies have gone away, but there are still some alternatives.

Wills and trusts allow you to spell out how you would like your property distributed, but they also go beyond that.